I agree with you views.
The initiative is perhaps one of the most transformation initiative that has ever happened in India. Let us understand what potential it has to the society at large.
1. It can really identify the real beneficiaries and give them the subsidy back
2. It has the potential to cap the spend by the govt on subsidies by reaching it direct to the end customers, resulting in saving to the Govt exchequer
3. Has the potential to curb corruption and eliminate any diversion of funds to the middlemen and babus by doing a direct bank credit.
4. Can eliminate the bogus gas connections and non existent names from the system, resulting in identifying true beneficiaries
What are the impediments :
1. Financial illiteracy of the customers. Significant number of people do not have bank account particularly in the rural areas
2. Significant pressure to open rural bank accounts and bank branches - severe stress on the financial system with no corresponding revenue benefits. Rural ATM's still do not exist to disperse cash
3. Aadhar enrolment - possibility of dilution of KYC
But knowing our babudom they might have already thought about getting the right access to info to make money at the point of disbursal of cash. Hence more information is required to strengthen to system. But this should not stop the idea.
There is quite a possibility of inefficient govt response to disbursing money. Unless there is a time bound SLA to refund the subsidy this will become a huge issue and could potentially derail such a good idea. The entire payment should be automatic and should not wait for a babu to sign a cheque with due controls in place. I would not be surprised if the babudom sits on it forever and never return the money resulting in huge protests and passing the buck to a defective system.
mouli
On Sun, Dec 30, 2012 at 5:22 PM, PARTHA SARATHI <bnvpsarathi@yahoo.co.in> wrote:
--
Dear friends, I submit my opinion as under-The Adhaar scheme is very good .If implemented in right earnest many existing gaps can be plugged and greater transparency can be brought. The implementation of the Adhaar scheme is not just the responsibility of few individuals. At all levels of the organisational hierarchy every one concerned should feel the responsibility and do his job. The pragmatic way to solve this issue has to be thought over instead of abandoning the Adhaar scheme.Civil societies and NGOs can play an active role to assist the Govt in implementation of the Adhaar scheme . Welfare societies of housing colonies can handle the distribution of the Adhaar cards to the colony residents. ( In our colony our welfare society has taken up this job .When our colony residents visit the welfare society office to pay the monthly water and power bills they collect their Adhaar cards from the society office.)Mr.Nandan Nilekani is not only a successful entrepreneur but also a man with an urge to do some thing to the society and he has taken up this assignment.He is going ahead with this assignment despite several bureaucratic hurdles . Adhaar cards can be used not only for cash transfers schemes of Govt but for several other multiple purposes and if implemented properly it can bring down the level of corruption ,make the system of Public Distribution System more effective and ensure accuracy of data of various Govt Depts ,especially in public utility and social welfare functions.We need to take an analytic and overall view of the matter and if the scheme is beneficial then the issues involved in implementation of the scheme are to addressed instead of abandoning the project midway.I do agree that on several counts our Govt has failed and there is a general mood in the public that nothing good will happen. However, when some thing good is initiated let us support it by offering constructive criticism to make the things more effective so that country is benefited in the long run.With warm regards,B.N.V.Parthasarathi.Ex-Vice President and Branch HeadBank of Bahrain and KuwaitVisiting faculty at JNTU Hyderabad and other institutions.Mobile- 09885064644--- On Sat, 29/12/12, achuth kumar <taachuthkumar@yahoo.co.in> wrote:
From: achuth kumar <taachuthkumar@yahoo.co.in>
Subject: Re: [MTC Global] Adhaar Cards
To: join_mtc@googlegroups.com
Date: Saturday, 29 December, 2012, 11:02 PM--
From: Dr.Appalayya Meesala <ameesala@gmail.com>
Subject: [MTC Global] Adhaar Cards
To: "join_mtc" <join_mtc@googlegroups.com>
Date: Saturday, 29 December, 2012, 5:22 PM
Adhaar Cards are very important but they would never reach their owners!
The way Adhaar cards could not be delivered to the cardholders is a glaring and monumental example of India's stupidity. Although a lot of importance is attached to Adhaar cards, the authorities could not properly arrange with couriering companies or post offices for their proper delivery.
Any other nation can snigger at the way we organize ourselves in India.
Even two years after enrollment, cards have not reached their owners. In some cases, a family member receives two cards while other members enrolled on the same day are puzzled at inordinate delay and non-receipt of the cards.
Cart loads of Adhaar cards are dumped into dustbins.
What a mess !
Shame on India's Collective Inefficiency to do simple things!
--
Prof. Dr. Appalayya Meesala
Director
Dr. B. R. Ambedkar Institute of Management & Technology
Baghlingampally
Hyderabad- 500044
College Land line: 040-27670675
Mobile: 0- 9848514011
Our college website: www.ambedkarcollege.com
My personal website: mbaphd.in (under construction)
Contact me for help on Research Design, Survey Data Analysis, Research Article Writing, and Ph. D. issues.
--
MTC GLOBAL- Educate, Empower, Elevate
MTC GLOBAL- Educate, Empower, Elevate
MTC GLOBAL- Educate, Empower, Elevate
Mouli
Mob 91 5888 5250
CONFIDENTIALITY: This email (including any attachments) may contain confidential, proprietary and privileged information, and unauthorized disclosure or use is prohibited. If you received this email in error, please notify the sender and delete this email from your system. Thank you
MTC GLOBAL- Educate, Empower, Elevate
0 comments:
Post a Comment