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Tuesday, January 1, 2013

Re: [MTC Global] Adhaar Cards




Aadhaar cards and biometric technology can hopefully give an identity number to every Indian but can it give an identity.Is the state and its so called 'leaders' interested to recognize the individual identity of every Indian. In that case would they have been so insensitive and unconcerned when more than a 100,000 farmers committed suicide ? Would they have Z and Z++ security for people who have already done incalculable harm to the nation costing several crores for protecting each of these species. With all its ills the PDS is one service that reaches out to the most number of Indians. How can this be substituted with something called direct subsidy transfer. In India as long as you have geniuses who believe that Rs 32 per day is the cut off level for poverty. Make it Rs3.20 and we can proudly claim that the number of people below poverty line as a percentage of the population is the lowest in the world. So the state introduces Adhaar to provide relief to an 'inefficient' PDS and the planning commission will eliminate poverty with some dexterous number crunching and a prosperous India will have neither PDS nor direct cash subsidy transfer. Our masters in the US and the IMF will be very happy that at last India is going in the right direction.
Sorry folks I am a believer in the power of positive thinking but I think that is different from wishful thinking or closing your eyes to reality.
Wish you all a wonderful 2013

Regards 

T A Achuth Kumar



--- On Mon, 31/12/12, Chandra Mouli <moulics@gmail.com> wrote:

From: Chandra Mouli <moulics@gmail.com>
Subject: Re: [MTC Global] Adhaar Cards
To: join_mtc@googlegroups.com
Date: Monday, 31 December, 2012, 8:57 AM

I agree with you views. 

The initiative is perhaps one of the most transformation initiative that has ever happened in India. Let us understand what potential it has to the society at large.

1.  It can really identify the real beneficiaries and give them the subsidy back 

2.  It has the potential to cap the spend by the govt on subsidies by reaching it direct to the end customers, resulting in saving to the Govt exchequer 

3.  Has the potential to curb corruption and eliminate any diversion of funds to the middlemen and babus by doing a direct bank credit. 

4.  Can eliminate the bogus gas connections and non existent names from the system, resulting in identifying true beneficiaries 


What are the impediments :

1.  Financial illiteracy of the customers. Significant number of people do not have bank account particularly in the rural areas 

2.  Significant pressure to open rural bank accounts and bank branches - severe stress on the financial system with no corresponding revenue benefits. Rural ATM's still do not exist to disperse cash 

3.  Aadhar enrolment - possibility of dilution of KYC


But knowing our babudom they might have already thought about getting the right access to info to make money at the point of disbursal of cash. Hence more information is required to strengthen to system. But this should not stop the idea. 

There is quite a possibility of inefficient govt response to disbursing money. Unless there is a time bound SLA to refund the subsidy this will become a huge issue and could potentially derail such a good idea. The entire payment should be automatic and should not wait for a babu to sign a cheque with due controls in place. I would not be surprised if the babudom sits on it forever and never return the money resulting in huge protests and passing the buck to a defective system.

mouli






On Sun, Dec 30, 2012 at 5:22 PM, PARTHA SARATHI <bnvpsarathi@yahoo.co.in> wrote:
Dear friends,

I submit my opinion as under-

The Adhaar scheme is very good .If implemented in right earnest many existing gaps can be plugged and greater transparency can be brought. The implementation of the Adhaar scheme is not just the responsibility of few individuals. At all levels of the organisational hierarchy every one concerned should feel the responsibility and do his job. The pragmatic way to solve this issue has to be thought over instead of abandoning the Adhaar scheme. 

Civil societies and NGOs can play an active role to assist the Govt in implementation of the Adhaar scheme . Welfare societies of housing colonies can handle the distribution of the Adhaar cards to the colony residents. ( In our colony our welfare society has taken up this job .When our colony residents visit the welfare society office to pay the monthly water and power bills they collect their Adhaar cards from the society office.) 


Mr.Nandan Nilekani is not only a successful entrepreneur but also a man with an urge to do some thing to the society and he has taken up this assignment.He is going ahead with this assignment despite several bureaucratic hurdles . Adhaar cards can be used not only for cash transfers schemes of Govt but for several other multiple purposes and if implemented properly it can bring down the level of corruption ,make the system of Public Distribution System more effective and ensure accuracy of data of various Govt Depts ,especially in public utility and social welfare functions.

We need to take an analytic and overall view of the matter and if the scheme is beneficial then the issues involved in implementation of the scheme are to addressed instead of  abandoning the project midway. 
 I do agree that on several counts our Govt has failed and there is a general mood in the public that nothing good will happen. However, when some thing good is initiated let us support it by offering constructive criticism to make the things more effective so that country is benefited in the long run.

With warm regards,

B.N.V.Parthasarathi.

Ex-Vice President and Branch Head
Bank of Bahrain and Kuwait
Visiting faculty at JNTU Hyderabad and other institutions.

Mobile- 09885064644

--- On Sat, 29/12/12, achuth kumar <taachuthkumar@yahoo.co.in> wrote:

From: achuth kumar <taachuthkumar@yahoo.co.in>
Subject: Re: [MTC Global] Adhaar Cards
To: join_mtc@googlegroups.com
Date: Saturday, 29 December, 2012, 11:02 PM

 
 
Why do we say shame on India when the organisation responsible for this is UIDAI which is headed by the legendary whiz kid Nandan Neelkani. Aadhaar is an exercie in futility, a gigantic absurdity and a drain on public money. The man Nandan Neelkani should be held squarely responsibe for all the goofups not the nation.
 
Regards

T A Achuth Kumar
--- On Sat, 29/12/12, Dr.Appalayya Meesala <ameesala@gmail.com> wrote:

From: Dr.Appalayya Meesala <ameesala@gmail.com>
Subject: [MTC Global] Adhaar Cards
To: "join_mtc" <join_mtc@googlegroups.com>
Date: Saturday, 29 December, 2012, 5:22 PM

Adhaar Cards are very important but they would never reach their owners!

The way Adhaar cards could not be delivered to the cardholders is a glaring and monumental example of India's stupidity. Although a lot of importance is attached to Adhaar cards, the authorities could not properly arrange with couriering companies or post offices for their proper delivery.

Any other nation can snigger at the way we organize ourselves in India.


Even two years after enrollment, cards have not reached their owners. In some cases, a family member receives two cards while other members enrolled on the same day are puzzled at inordinate delay and non-receipt of the cards.

Cart loads of Adhaar cards are dumped into dustbins.

What a mess !

Shame on India's Collective Inefficiency to do simple things!

--


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Director
Dr. B. R. Ambedkar Institute of Management & Technology
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Mouli
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