Aadhaar cards and biometric technology can hopefully give an identity number to every Indian but can it give an identity.Is the state and its so called 'leaders' interested to recognize the individual identity of every Indian. In that case would they have been so insensitive and unconcerned when more than a 100,000 farmers committed suicide ? Would they have Z and Z++ security for people who have already done incalculable harm to the nation costing several crores for protecting each of these species. With all its ills the PDS is one service that reaches out to the most number of Indians. How can this be substituted with something called direct subsidy transfer. In India as long as you have geniuses who believe that Rs 32 per day is the cut off level for poverty. Make it Rs3.20 and we can proudly claim that the number of people below poverty line as a percentage of the population is the lowest in the world. So the state introduces Adhaar to provide relief to an 'inefficient' PDS and the planning commission will eliminate poverty with some dexterous number crunching and a prosperous India will have neither PDS nor direct cash subsidy transfer. Our masters in the US and the IMF will be very happy that at last India is going in the right direction.
Sorry folks I am a believer in the power of positive thinking but I think that is different from wishful thinking or closing your eyes to reality.
Wish you all a wonderful 2013
Regards
T A Achuth Kumar
--- On Mon, 31/12/12, Chandra Mouli <moulics@gmail.com> wrote:
From: Chandra Mouli <moulics@gmail.com>
Subject: Re: [MTC Global] Adhaar Cards
To: join_mtc@googlegroups.com
Date: Monday, 31 December, 2012, 8:57 AM
I agree with you views.
The initiative is perhaps one of the most transformation initiative that has ever happened in India. Let us understand what potential it has to the society at large.
1. It can really identify the real beneficiaries and give them the subsidy back
2. It has the potential to cap the spend by the govt on subsidies by reaching it direct to the end customers, resulting in saving to the Govt exchequer
3. Has the potential to curb corruption and eliminate any diversion of funds to the middlemen and babus by doing a direct bank credit.
4. Can eliminate the bogus gas connections and non existent names from the system, resulting in identifying true beneficiaries
What are the impediments :
1. Financial illiteracy of the customers. Significant number of people do not have bank account particularly in the rural areas
2. Significant pressure to open rural bank accounts and bank branches - severe stress on the financial system with no corresponding revenue benefits. Rural ATM's still do not exist to disperse cash
3. Aadhar enrolment - possibility of dilution of KYC
But knowing our babudom they might have already thought about getting the right access to info to make money at the point of disbursal of cash. Hence more information is required to strengthen to system. But this should not stop the idea.
There is quite a possibility of inefficient govt response to disbursing money. Unless there is a time bound SLA to refund the subsidy this will become a huge issue and could potentially derail such a good idea. The entire payment should be automatic and should not wait for a babu to sign a cheque with due controls in place. I would not be surprised if the babudom sits on it forever and never return the money resulting in huge protests and passing the buck to a defective system.
mouli
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MTC GLOBAL- Educate, Empower, Elevate
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