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Friday, November 29, 2013

[MTC Global] Fwd: Fw: Fwd: [Guindy70:] Fwd: DO NOT Laminate property documents and Certificates

useful info forwarded for the benefit of MTCians.
Regards,

V.NAGARAJAN, B.A., LL.B.,PGDBA, PGDCA,
Corporate Trainer & HR Consultant,
Motivational & Keynote Speaker,
General Manager-HR (Retd.) TTK Prestige Limited, Hosur,
Former President & Advisor - National HRD Network, Hosur Chapter,
(Mobile) +91 9994919619


---------- Forwarded message ----------
From: Seetharaman V <vseetharaman79@yahoo.com>
Date: Fri, Nov 29, 2013 at 2:59 PM
Subject: Fw: Fwd: [Guindy70:] Fwd: DO NOT Laminate property documents and Certificates
To: Ramamoorthy Panchu <panchuram44@gmail.com>, "vnagarajan99@gmail.com" <vnagarajan99@gmail.com>, Amarnath Arcot <amarnath.arcot@gmail.com>, "subhaamarnath@yahoo.com" <subhaamarnath@yahoo.com>, alaknanda <alaknanda52@yahoo.com>, dayakar n <dayakar.n@gmail.com>, seetharaman prasanna <praso23@yahoo.com>, pinglay ravikanth <pinglay.ravikanth@gmail.com>, "RLAKSH@sundaramfinance.in" <RLAKSH@sundaramfinance.in>, Rajesh Apkari <rajesh.apkari@gmail.com>, "ramaramaseven@gmail.com" <ramaramaseven@gmail.com>, Sheela Rajeev <sheraj131@yahoo.com>, "raakana@yahoo.com" <raakana@yahoo.com>, "srinivasan.kousi@gmail.com" <srinivasan.kousi@gmail.com>, "dnagarajcbe@gmail.com" <dnagarajcbe@gmail.com>


Hi,

Very valuable info that this fwd carries.  Thankful to the author and those who fwded the message.
 
Regards.


V Seetharaman

# F-8,  Indra Residency
(Next to "Daily Bread Factory")
Shamanna Reddy Layout
Virat Nagar, Bommanahalli
Bangalore - 560 068.


(Ph: 9739089153)


On , Seetharaman V <vseetharaman79@yahoo.com> wrote:

A real advisory on "lamination-instincts" !  The author of the mail could have spelt out the address of the Mysore man who has de-laminated the papers finally - this info would have been very very nice to help those who are in identical trouble !  Because the author himself has tried many sources to delaminate almost across the globe but to no avail.

 
Regards.


V Seetharaman

# F-8,  Indra Residency
(Next to "Daily Bread Factory")
Shamanna Reddy Layout
Virat Nagar, Bommanahalli
Bangalore - 560 068.


(Ph: 9739089153)


On Friday, 29 November 2013 11:13 AM, Chandrasekaran V <vcsekaran@gmail.com> wrote:
VC

 
Goofing up of Laminating property documents and Certificates

Something very informative & useful. Most of us are tempted to get the documents laminated so as to preserve these. Do pass it to friends too.

We had our property documents laminated for their safe keeping. This was years ago.

Recently we tried for a bank loan by mortgaging the property docs. At the final stage of verification of original documents, the Bank Lawyer flatly refused even to look at the documents saying that they are laminated. The reason being that, since they are laminated, the original documents cannot be differentiated from the colour photocopies. Appears, it was a hard learned truth as the Bank was duped by the colour photocopies of the original documents, duly laminated and presented.

We were asked to get the documents de-laminated ! else forgo the loan.

The concept of de-laminating was something like "OMG, Is it possible ?" to us. We started our search of the holy grail aka searching for those who can de-laminate. Frantic calls to friends did not yield any results.

The internet is a funny thing, it gave us the address of one at Lahore in Pakistan. That apart, we got another person in our own Namma Bangalore who quoted Rs 3500 per document, with 20 documents on hand we were looking at a cool 70K for de-lamination. We were about to be robbed. The words of Don Vito Corleone immortalized by Mario Puzo in The Godfather, "The lawyer with the briefcase can steal more money than the man with the gun." flashed before of me.

My wife had no problems in delivering Marlon Brandos deep voice of "I told u so and u are an ***** " and many other truths perhaps only found in Sun Tzu's writings.

At last we could find some one at Mysore who agreed for Rs 500 per paper. We rushed to Mysore from Bangalore, got them done. The whole experience has left us with lot of knowledge.

We have a lesson here. Pl do not laminate the original property documents. The Banks would not touch them. No loans can be taken on them. Even the buyers would hesitate at the time of sales. Further Please be careful while receiving such laminated documents in a transaction. Whilst browsing, I have also come across where the people have run into Visa problems while submitting the laminated mark sheets, degree certificates."
 
 










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